Cardinal Point Dental — Jacksonville, FL

Dental Membership Plan

An in-house savings plan for patients without insurance, and for anyone whose insurance is not working for them.

In-House Savings Plan

Your Dental Savings Plan

The Cardinal Point Dental membership plan is an in-house dental savings plan. For one annual fee, you get preventive care at no additional cost and reduced fees on the rest of your treatment.

Ask our team to share the savings you can expect on your own treatment.

There are three plans: Adult, $449 a year; Child, $349 a year; and Perio, $649 a year for patients on a periodontal schedule. Every plan includes 20% off all treatment.

A smiling Cardinal Point Dental team member in an exam room, Jacksonville, FL (teeth cleanings and exams are included in the membership plan)

What Membership Includes

No insurance needed, no waiting periods and no deductibles. Every plan runs for one year from the date of purchase and includes 20% off all treatment.

Adult Plan — $449 a year

  • 2 cleanings
  • 2 routine dental exams
  • All necessary routine check-up X-rays
  • 2 fluoride treatments
  • An annual mouth cancer screening

Child Plan — $349 a year

  • 2 cleanings
  • 2 routine dental exams
  • All necessary routine check-up X-rays
  • 2 fluoride treatments
  • An annual mouth cancer screening

Perio Plan — $649 a year

  • 3 cleanings
  • 3 routine dental exams
  • All necessary routine check-up X-rays
  • 3 fluoride treatments
  • An annual mouth cancer screening

What Every Plan Includes

Preventive care at no additional cost

Cleanings, exams, routine X-rays, fluoride and your annual mouth cancer screening are covered by the annual fee.

20% off all treatment

On everything else, from fillings and crowns to cosmetic treatment.

Insurance vs. Membership

Every insurance plan is different, and not every plan has all of these limits. Check yours, or bring it in and we will compare it with membership for you.

Where Dental Insurance Often Falls Short

  • Waiting periods. Many plans will not cover fillings, crowns or other treatment until you have been enrolled for months.
  • Low yearly maximums. Many plans stop paying after a fairly small amount each year, and those limits have changed little in decades.
  • Deductibles and copays on top of your monthly premium.
  • Limits and denials. Plans can restrict which treatments and how often they are covered, and your claim can be denied.

How Membership Works Differently

  • No waiting period. Your savings start when you join.
  • No yearly maximum. Your reduced fees are not capped by a benefit limit.
  • One annual fee, with no monthly premium, deductible or copay.
  • No claims or paperwork. You and your dentist decide on treatment, not an insurance company.

Is It Right for You?

Who Membership Is Best for

Membership is often a better fit than insurance for patients who:

  • Do not have dental insurance
  • Have a plan with a waiting period or a low yearly maximum
  • Expect to need more than a cleaning and a checkup this year
  • Would rather pay one annual fee than monthly premiums
  • Have children who need their own cleanings and exams

Because the plan cannot be used together with insurance, we are glad to go over your numbers with you before you decide. Call us at (904) 733-1900.

Two Cardinal Point Dental team members laughing together in the office, Jacksonville, FL (teeth cleanings and exams are included in membership plans)

Plan Terms

  1. Benefits are for you only and cannot be shared or transferred.
  2. The plan cannot be combined with dental insurance, other discount plans, or promotions.
  3. Unused benefits don't carry over. The plan renews annually, and there are no refunds after services are used.
  4. The annual membership fee is due in full at enrollment. Membership is non-refundable after the first visit.
  5. Savings apply only to treatment rendered at Cardinal Point Dental, and do not apply to third-party lab fees or referrals to outside providers.

This is not dental insurance. It is a discount membership plan offered directly by Cardinal Point Dental, and it can't be used together with dental insurance.

Dr. Dillon Hernandez smiling during a visit with a patient at Cardinal Point Dental, Jacksonville, FL (teeth cleanings and exams)

Still have questions?

We're happy to talk it through.

Call (904) 733-1900

Membership FAQs

What is the Cardinal Point Dental membership plan?

It is an in-house dental savings plan. For one annual fee, members receive preventive care (cleanings and exams) at no additional cost, plus 20% off all treatment. You can choose an Adult, Child or Perio plan, each valid for one year.

Is the membership plan dental insurance?

No. It is a discount membership plan offered directly by Cardinal Point Dental, not an insurance policy, so there are no claims to file.

Can I use my dental insurance and the membership plan together?

No. The plan cannot be combined with dental insurance, other discount plans or promotions. If you are deciding between them, call us and we will help you compare.

Is membership better than dental insurance?

It depends on your plan and the care you need. Many insurance plans have waiting periods before they cover treatment, a low yearly maximum and deductibles. Membership has one annual fee, preventive care at no additional cost and reduced fees on treatment. Bring your plan to our office and we will walk through the numbers with you.

How much does membership cost?

The Adult Plan is $449 a year, the Child Plan is $349 a year and the Perio Plan is $649 a year. Every plan includes preventive care at no additional cost and 20% off all treatment. Call us at (904) 733-1900 if you are not sure which one fits.

See if Membership Is Right for You

Request an appointment online, or call our Jacksonville office and we'll walk you through the plan.

See all of our reviews on Google